The image is likely a graphic representation rather than a photograph of actual credit cards. The repeated card numbers and the generic nature of the logos suggest this is an illustration used for illustrative purposes, such as in a presentation or design mock-up, where real card details are not necessary. The layering of the cards and the contrast between the colors create a visually engaging image. The use of a black background makes the cards stand out, enhancing the overall visual appeal. The image effectively communicates the concept of multiple payment options or the general idea of credit cards without revealing any sensitive information.